This will be a “hard pull” by default.   For Experian and Transunion however, you can configure them to be “soft pulls” instead.  With Equifax, you can work directly with them to create  a softpull member number.

To do this you’ll need to go to the global setup>Loan Setup>Credit Bureau, then go to the Requesting Credentials tab.

For Experian you’ll need contact them and find out what code is needed to do a soft pull.  Then you must input the code into the Acct Purpose Type field.

For Transunion, you’ll also need to find out what code they recommend and input it into the Use Code field.

Please note that you will be affecting all the credit pulls for that particular credit bureau